Website Terms of Use

    PL Payments, Inc. DBA Pro-Life Payments

    Effective Date: May 19, 2026  |  Last Updated: May 19, 2026

    Acceptance of Terms; Binding Effect

    These Website Terms of Use (“Terms”) constitute a legally binding agreement between you and PL Payments, Inc. governing your access to and use of this website. By accessing, browsing, or otherwise using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms without limitation or qualification.

    If you do not agree to these Terms in their entirety, you are expressly prohibited from accessing or using this website and must immediately discontinue use.

    PL Payments, Inc. reserves the right to amend, modify, or update these Terms at any time in its sole discretion. Your continued use of the website following any such changes constitutes acceptance of the revised Terms.

    Use of Materials

    The contents on this website, all sitemaps, sub-domains (collectively, “sites”) are protected by copyright and trademark laws, and is the property of PL Payments, Inc. Any materials accessed within our sites may be used only for your business use. You agree not to sell, license, rent, modify, distribute, or copy, reproduce, transmit, display, publish, adapt, edit or create other works from materials or content from our sites. Any unauthorized use of any materials contained within our sites may violate copyright laws or other communications regulations or statutes.

    The information, materials, products, and services within our sites are subject to change. Not all products or services are available in all geographic areas. Your eligibility for products or services is subject to approval of PL Payments, Inc., and/or its processors defined and noted within these Terms of Use.

    Informational Purpose Only; No Offer or Reliance

    This website is provided strictly for informational and general commercial purposes. The content contained herein is intended solely to describe, in a high-level manner, the business activities and capabilities of PL Payments, Inc., including payment orchestration technology, SaaS-based solutions, and merchant enablement services delivered through third-party financial institutions.

    Nothing on this website shall be construed as an offer, solicitation, commitment, guarantee, underwriting decision, or binding obligation of any kind. PL Payments, Inc. does not guarantee eligibility for services, approval for merchant accounts, access to payment processing capabilities, or continuation of any services described herein.

    All services are subject to separate written agreements, underwriting requirements, and approval by PL Payments, Inc. and/or its third-party Processing Partners, sponsor banks, acquiring banks, and other financial institutions. Any reliance on website content for decision-making purposes is strictly at your own risk.

    About Our Service Model

    PL Payments, Inc. operates as a payment orchestration platform, independent sales organization (ISO), and software-as-a-service provider that facilitates access to payment processing services through one or more third-party processors, acquiring banks, sponsor banks, card networks, and financial institutions (collectively, “Processing Partners”).

    PL Payments, Inc. does not act as a bank, money transmitter, depository institution, or card network, and does not itself hold, settle, guarantee, or insure funds or transactions. All payment processing, authorization decisions, settlement activities, underwriting determinations, and funding timelines are controlled by Processing Partners and are subject to their independent rules, risk models, and operational discretion.

    PL Payments, Inc. shall not be liable for any acts, omissions, delays, failures, or decisions of Processing Partners, including without limitation transaction declines, funding delays, account holds, reserve requirements, or termination of processing services.

    Geographic Limitation and Eligibility

    This website is intended solely for use by persons and entities located within the United States of America. Access to or use of this website from jurisdictions outside the United States is not intended or authorized.

    By using this website, you represent and warrant that you are located in the United States and that your use of the website complies with all applicable federal, state, and local laws, rules, and regulations. PL Payments, Inc. reserves the right to restrict or block access to this website at any time, with or without notice, for any reason including compliance, regulatory, risk, or operational considerations.

    Intellectual Property; Reservation of Rights

    All materials on this website, including without limitation text, graphics, design elements, interfaces, trademarks, service marks, logos, software, and other content, are the exclusive property of PL Payments, Inc. or its licensors and are protected under applicable intellectual property laws.

    No license or other rights are granted to you except for the limited right to access and use the website strictly in accordance with these Terms. Any unauthorized use of website content, including reproduction, modification, distribution, reverse engineering, or commercial exploitation, is strictly prohibited and may result in legal action.

    Prohibited Conduct and Access Restrictions

    You agree that you will not misuse this website or engage in any activity that could impair, disrupt, damage, or interfere with its functionality, security, or integrity. Without limitation, you agree not to engage in scraping, crawling, data harvesting, automated extraction, reverse engineering, or unauthorized access to any systems or infrastructure associated with the website.

    PL Payments, Inc. reserves the right, in its sole discretion, to deny, restrict, suspend, or terminate access to the website at any time and for any reason, including suspected misuse, security concerns, or operational necessity, without liability or obligation to provide notice.

    Third-Party Services and Operational Dependencies

    This website may reference or describe services that depend upon third-party systems, including payment processors, sponsor banks, acquiring banks, card networks, ACH operators, and other financial infrastructure providers.

    PL Payments, Inc. has no control over and assumes no responsibility for the availability, performance, underwriting decisions, risk determinations, settlement timing, or operational actions of any third-party provider. Any reliance upon third-party systems or services is strictly at your own risk.

    Disclaimer of Warranties

    THE WEBSITE AND ALL CONTENT THEREIN (INCLUDING PRODUCTS AND SERVICES) ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

    TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, PL PAYMENTS, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND NON-INTERRUPTION.

    PL PAYMENTS, INC. DOES NOT WARRANT THAT THE WEBSITE WILL BE ERROR-FREE, UNINTERRUPTED, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

    Limitation of Liability

    TO THE MAXIMUM EXTENT PERMITTED BY LAW, PL PAYMENTS, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF THIS WEBSITE.

    THIS INCLUDES WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, BUSINESS INTERRUPTION, LOSS OF GOODWILL, OR PROCUREMENT OF SUBSTITUTE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

    IN ALL EVENTS, THE TOTAL AGGREGATE LIABILITY OF PL PAYMENTS, INC. ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100).

    Suspension, Modification, and Termination

    PL Payments, Inc. reserves the right, at any time and without liability, to modify, suspend, discontinue, or restrict access to the website or any portion thereof. Access may be terminated or restricted for any reason or no reason, including but not limited to security concerns, compliance obligations, operational requirements, or business considerations.

    Governing Law

    These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

    Entire Agreement; Severability

    These Terms constitute the entire agreement between you and PL Payments, Inc. regarding your use of this website and supersede all prior or contemporaneous communications and understandings. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

    Contact Information

    All questions regarding these Terms may be directed to:

    PL Payments, Inc.

    Email: Info@prolifepayments.com

    Phone: 888-716-7238

    Mail: PO Box 56, Pfafftown, NC 27040

    Intellectual Property & Proprietary Information Acknowledgement

    PL Payments, Inc. DBA Pro-Life Payments

    By creating an account, accessing, or using the services, software, applications, APIs, platforms, documentation, dashboards, workflows, processes, and related technologies provided by PL Payments, Inc., you acknowledge and agree that all such materials, including but not limited to software, source code, object code, user interfaces, designs, features, functionality, models, systems, processes, business methods, integrations, configurations, documentation, and any related content, are the exclusive proprietary and intellectual property of PL Payments, Inc. (“Proprietary Materials”), protected under applicable intellectual property laws, including without limitation copyright, trademark, trade secret, and patent laws of the United States and other jurisdictions.

    You agree that your access to the Services does not grant you any ownership rights, title, or interest in or to any Proprietary Materials, and that all rights not expressly granted to you are reserved by PL Payments, Inc. You further acknowledge that the Proprietary Materials may contain confidential, proprietary, and trade secret information of substantial commercial value, the unauthorized use or disclosure of which could cause irreparable harm to PL Payments, Inc.

    As a condition of access, you agree not to copy, reproduce, modify, adapt, translate, create derivative works from, reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, underlying structure, ideas, algorithms, or trade secrets of any portion of the Services, except to the limited extent such restriction is expressly prohibited by applicable law.

    You also agree not to disclose, distribute, or make available any Proprietary Materials to any third party without the prior express written consent of PL Payments, Inc., and to take reasonable measures to protect such information from unauthorized access, use, or disclosure.

    You acknowledge that any unauthorized use, access, disclosure, or exploitation of the Proprietary Materials may result in immediate suspension or termination of your account and may subject you to civil and/or criminal liability under applicable law.

    This acknowledgment is made in addition to, and does not limit or modify, any obligations set forth in the Terms of Use, Privacy Policy, Merchant Guidelines, or any other agreements governing your use of the Services.